AKAD KARTU KREDIT SYARIAH: ANALISIS PERSPEKTIF HUKUM EKONOMI ISLAM

نویسندگان

چکیده

Tujuan penelitian ini adalah untuk menganalisis akad-akad yang dapat digunakan dalam produk syariah card. Metode menggunakan kualitatif deskriptif dengan pendekatan Systematic Literature Review. Data dikumpulkan dari referensi literatur ilmiah, buku dan laporan lembaga resmi. Hasil menunjukan bahwa ada beberapa akad dikombinasikan Bank Syariah Indonesia menerbitkan card tiga yakni Kafalah, Qard Ijarah sesuai aturan fatwa Dewan Nasional Majelis Ulama (DSN-MUI). Sedangkan Islam Malaysia multiakad lebih dinamis Bay’ al-Inah, Wadiah al Hasan. Inovasi penggunakan terus dilakukan pengembangan konsep baru berbasis Musyarakah Murabahah.

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ژورنال

عنوان ژورنال: el-Hekam : jurnal studi keislaman

سال: 2022

ISSN: ['2528-2506', '2549-8940']

DOI: https://doi.org/10.31958/jeh.v7i2.7668